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What is the Stripe fee on a $120 payment?

SaaS, ecommerce, and agency operators quick answer.

Estimate Stripe domestic-card fees and common add-ons before changing checkout pricing.

Short answer

The quick math

Using the editable US domestic-card assumption of 2.9% + $0.30, a $120 Stripe charge has an estimated fee of about $3.78 and a net of about $116.22 before any manual-entry, international-card, or currency-conversion add-ons.

Assumptions used

  • $120 charge amount
  • 2.9% base card fee
  • $0.30 fixed fee
  • No manual-entry add-on
  • No international-card add-on
  • No currency-conversion add-on

Use it before you decide

  1. Run the base domestic-card estimate first.
  2. Add manual-entry, international-card, or currency-conversion percentages only if they apply.
  3. Test subscriptions and one-time payments separately if the checkout mix differs.

Sources and freshness

Checked 2026-06-09

Stripe pricing depends on account country, payment method, and custom contracts. The default reflects US domestic card pricing and exposes common add-ons as editable fields.

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